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Banking Timings in India









Bank Timings



Customers who want to visit the bank to conduct businesses must know the general bank timings. In this article, we cover the general bank timings on weekdays and Saturdays, lunch timings, RBI bank timings NEFT and RTGS timings.
Bank Timings
I Me and Myself 

Bank Timings in India

Banks usually open around 9:30 AM and close at 5:30 PM. However, there are some banks that are open 12 hours a day i.e., from 8:00 AM to 8:00 PM. There are some banks that are open to customers for only six hours from 10:00 AM to 4:00 PM. Hence, it is recommended that one should find out the bank’s workings hours before visiting the branch.
Do note that banks may have different operating hours on weekends.

Major Bank Timings

Bank timings of major Indian banks are as follows:
BankWeekdays*
(Monday to Friday)
Saturdays*
(1st, 3rd,5thof the Month)
State Bank of India Bank10:00 AM – 4:00 PM10:00 AM – 4:00 PM
HDFC Bank9:30 AM – 3:30 PM9:30 AM – 3:30 PM
ICICI Bank9:30 AM – 4:30 PM9:30 AM – 4:30 PM
RBL Bank10:00 AM – 5:00 PM10:00 AM – 5:00 PM
Bank of Baroda10:00 AM – 4:00 PM10:00 AM – 4:00 PM
IDBI Bank10:00 AM – 4:00 PM10:00 AM – 4:00 PM
YES Bank9:30 AM – 6:30 PM9:30 AM – 1:30 PM
Punjab National Bank10:00 AM – 4:00 PM10:00 AM – 4:00 PM
Allahabad Bank10:00 AM – 4:00 PM10:00 AM – 4:00 PM
HSBC Bank10:00 AM – 4:00 PM10:00 AM – 4:00 PM
* Do note that these bank timings vary from branch to branch.
One can conduct financial, as well as, non-financial business with the bank during the bank’s working hours. All the services that the bank offers can be availed during these hours.

Bank Timings on Saturday

The Banks are open on the 1st, 3rd, and 5th Saturdays of every month as long as it is not a gazetted holiday. Most banks are open on Saturday and recognise their weekday timings.

Bank Lunch Timings

Banks do not close down for business during lunch hours. Customers can visit the bank at any time during the bank’s working hours to conduct businesses. Bank employees take their lunch break in batches so that the business is not affected. They usually take lunch between 1:00 PM and 3:00 PM.

RBI Bank Timings

Reserve Bank of India operates on the weekdays only. RBI bank timings are as follows:
Working Hours9:30 AM to 5:15 PM
Banking Hours10:00 Am to 2:30 PM

People can visit Reserve Bank of India to conduct business during the banking hours only. The bank conducts internal work in the remaining working hours.

Bank NEFT Timings

National Electronic Fund Transfer is done in batches every half hour. There are twenty-three batches in total operating between the hours:
8:00 AM to 7 PM
NEFT is a nationwide payment system facilitating one to one funds transfer. Individuals can transfer funds from one account to another account in any bank that is participating in this scheme.

Bank RTGS Timings

Under Real Time Gross Settlement, RTGS, funds are transferred in real time. This means that the funds are transferred as soon as the instructions are received. The operating hours of RTGS are:
8:00 AM to 4:30 PM


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